Affordable Care Act & the Health Insurance Marketplace
Passed in March of 2010 and upheld by the Supreme Court in July of 2012, the Patient Protection and Affordable Care Act (also known as PPACA, ACA, health reform law, ObamaCare) improves resident’s access to quality and affordable health care.
The Health Insurance Marketplace is for people seeking insurance or who are uninsured. Generally, people who currently have insurance through their workplace, who have insurance through Medicaid/ Medicare, Children’s Health Insurance Program (CHIP), TRICARE, or the Veterans health care program are not the target of this open enrollment period.
Please check with your local library about using library computers to apply and enroll in the Health Insurance Marketplace.
- October 1, 2013 - Marketplace open enrollment starts
- January 1, 2014 - Health coverage can start
- March 31, 2014 - Open enrollment ends
Healthcare.gov is the primary web site to find answers to frequently asked questions about the new health care law, to compare heatlh insurance options, apply for coverage, and enroll. Not sure where to start? Try some of these resources:
- What is the Health Insurance Marketplace?
- Get Covered: A One Page Guide to the Health Insurance Marketplace
- All Topics FAQ
- Marketplace Application Checklist
- Video: Marketplace Application Process (6 minutes)
- Video: Marketplace Enrollment Process (4 minutes)
- Phone: Health Insurance Marketplace: 1-800-318-2596
- HealtCare.gov Contact Us - includes additional contact information.
Some individuals and families will get health care through Wisconsin's public health care program, BadgerCare Plus. Current BadgerCare Plus members should receive letters from the WI Department of Health Services letting them know about changes in their eligibility for BadgerCare Plus due to changes in state law.
- Access - Online access to Eligibility Support Services for Health and Nutrition (WI).
- BadgerCare Questions: 1-888-794-5556
Covering Kids & Families (CKF) is a statewide coalition dedicated to reducing health disparities and improving overall health in Wisconsin by connecting people to health insurance coverage.
Use this HealthCare.gov tool to find local organization that can assist in applying for health coverage. Some areas do not have any nearby organizations listed yet. Check back as additional organization will continue to be added.
For your convenience, there are different ways to apply to the Marketplace. The fastest way is to apply online at HealthCare.gov. If you apply online, you’ll also get your eligibility results right away. If you prefer to apply by mail, you can print applications available here.
Covering Kids & Families Wisconsin has put together a collection of fact sheets that help explain the key issues of the ACA in Wisconsin:
- ACA in Wisconsin: What's Next for Health Care Reform? (updated Oct. 2013)
- ACA in Wisconsin: How Does ACA Impact Me? (updated Oct. 2013)
- ACA in Wisconsin: What is the Marketplace (updated Sept. 2013)
- ACA in Wisconsin: How Do I Get Health Insurance? (updated Oct. 2013)
- ACA in Wisconsin: Small Business and Rural Communities (updated Oct. 2013)
- Summary of Affordable Care Act (Kaiser Family Foundation)
- AARP Health Law Fact Sheets
- Veterans: VA, Affordable Care Act and You (U.S. Department of Veterans Affairs)